A Guide To Health Insurance In China

A Guide To Health Insurance In China

Finding health insurance in China is not an easy task. If you are a foreigner looking for a new workplace in China, it is important to know that you will need to get health insurance before your start date. In order to help you to find the best insurance, this article provides some information about the requirements for foreigners and tips on how to apply for it.

How to get health insurance in China?

If you are living in China, it is important to have health insurance. There are a few different ways to get health insurance in China:

  • One way to get health insurance in China is through your employer. Many employers will offer health insurance as part of an employee benefits package. If your employer does not offer health insurance, you may be able to purchase it through a group plan.
  • Another way to get health insurance in China is through the government. The government offers a basic level of health insurance for all residents of China. This insurance covers hospitalization and some basic medical treatments.
  • You can also purchase private health insurance in China. Private health insurers offer a variety of plans, including some that cover medical evacuation and repatriation.

Types Of Chinese Health Insurance

The first type of health insurance available in China is public health insurance. This type of insurance is provided by the Chinese government and is available to all residents of China, including foreigners. Public health insurance covers a range of medical services, including hospitalization, surgery, and outpatient care. However, it does not cover some services that are considered elective or cosmetic, such as dental care or vision correction surgery.

The second type of health insurance available in China is private health insurance. Private health insurance is provided by companies and can be purchased by individuals or families. Private health insurance typically covers a wider range of services than public health insurance, including dental care and vision correction surgery. However, it can be more expensive than public health insurance.

Here is a list of popular private insurance companies used by foreigners in China:

The benefits of having a Chinese Health Insurance

There are many benefits to having a Chinese health insurance policy. For one, it can help you save money on medical expenses. China has very high-quality medical care, but it can be expensive. A good health insurance policy can help you offset some of those costs.

Another benefit of having a Chinese health insurance policy is that it can help you get access to better medical care. Many hospitals and clinics in China will only accept patients with health insurance. So if you don’t have a policy, you may not be able to get the treatment you need.

Finally, having a Chinese health insurance policy can give you peace of mind. Knowing that you’re covered in case of an accident or illness can help you relax and enjoy your time in China.


There you have it! A guide to getting health insurance in China. We know the process can be daunting, but we hope this article has made it a little bit easier for you. Remember, there are many resources available to help you make the best decision for your health insurance needs. And, as always, feel free to reach out to me if you have any questions along the way.

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